You can get a mortgage for Capital Heights with only a 20% deposit required within 7 days, while the balance is financed post-completion through professional mortgage undertakings.
Capital Heights offers mortgage options designed to make homeownership accessible and stress-free. With just a 20% deposit required within 7 days, the balance of your payment can be financed post-completion through recognized financial institutions. This structure ensures that you can secure your dream apartment without the heavy financial burden of an immediate full cash outlay.
Why Choose the Mortgage Option?
Buying a home is one of the biggest financial commitments you will make, and Capital Heights understands that flexibility is crucial. The mortgage option provides:
- Affordability – Spread out payments instead of paying the full balance upfront.
- Professional Security – Financing is structured through legal professional undertakings, ensuring a smooth and transparent transaction.
- Peace of Mind – Secure your apartment early without waiting to gather full cash amounts.
How the Capital Heights Mortgage Plan Works
- Deposit – A 20% deposit is required within 7 days of booking your unit.
- Financing – The remaining 80% is financed post-completion by your preferred mortgage provider.
- Professional Undertaking – Payments are secured through recognized undertakings, providing protection to both buyer and developer.
This structure is specifically designed for buyers who prefer to leverage financial institutions instead of committing large amounts of capital upfront.
Who Qualifies for a Mortgage at Capital Heights?
Mortgages are open to both local and diaspora buyers. With Capital Heights being a premier development, several banks and mortgage providers are already familiar with the project, making approvals quicker and smoother. Qualification will depend on:
- Income verification
- Employment stability
- Creditworthiness
- Mortgage terms offered by your financial institution
If you are unsure, the Capital Heights sales team can guide you toward preferred banking partners who have financed other buyers in the project.
Benefits of Using a Mortgage for Capital Heights
Choosing the mortgage option for Capital Heights is not only convenient but also strategic. Here’s why:
- Early Ownership – You don’t have to wait years to save the full amount; you can own your apartment now.
- Flexible Tenure – Mortgage terms can range from 5 years to even 20+ years depending on your bank, making payments easier to handle.
- Asset Growth – As property values in Nairobi continue to appreciate, owning Capital Heights with a mortgage allows you to benefit from rising equity while paying in manageable installments.
- Tax Benefits – Depending on your jurisdiction, mortgage payments may offer tax advantages, further reducing your effective cost of ownership.
Why Capital Heights is a Smart Investment
Capital Heights is not just another residential project—it is a lifestyle investment. By choosing a mortgage option, you can take advantage of the following:
- Prime Location – Situated in a fast-developing area, close to major road networks and amenities.
- Modern Design – Units range from compact studios to spacious three-bedroom apartments, built with high-quality finishes.
- Rental Yield – For investors, financing through a mortgage means you can start earning rental income while still paying off the loan.
- Capital Appreciation – Property in Nairobi continues to grow in value, and Capital Heights is positioned as a development with strong long-term returns.
Capital Heights has structured its mortgage plan to be buyer-friendly, requiring only a 20% deposit within 7 days and the remainder financed post-completion through professional mortgage undertakings. This makes it one of the most attractive developments in Nairobi for both homeowners and investors looking for affordable, flexible financing.
If you’re considering owning a unit at Capital Heights, the mortgage option is your gateway to smart, flexible, and stress-free homeownership.