Capital Heights offers flexible payment plans including installments (20% deposit with balance in monthly or quarterly payments), cash (20% deposit with balance within 2 weeks), and mortgage options (20% deposit with balance financed post-completion).
Capital Heights offers flexible payment plans designed to accommodate different buyers, whether you prefer paying in installments, upfront cash, or through mortgage financing. With a minimum 20% deposit across all plans, the development makes it possible for investors, first-time homeowners, and families to own a premium apartment without overwhelming financial strain.
This flexibility has made Capital Heights one of the most attractive real estate investments in Nairobi, combining affordability with luxury living. Below, let’s break down each payment option in detail so you can decide which one fits your needs best.

Installments Plan – Ideal for Gradual Payments
For many buyers, the installments plan is the most practical option. Here’s how it works:
- Deposit: 20% of the unit price upfront.
- Balance: Spread out in monthly or quarterly installments until project completion.
This plan is perfect if you’d like to secure your unit now but prefer to spread out the remaining cost over time. It’s especially helpful for professionals, young families, or investors who want to maintain steady cash flow while building equity in a premium property.
Benefits of the Installment Plan:
- More manageable payments over time.
- Gives buyers time to adjust finances without heavy pressure.
- Secures your unit early while property values continue to rise.
Cash Plan – Best for Immediate Ownership
For buyers who have liquidity available, the cash plan offers a faster route to ownership:
- Deposit: 20% upfront.
- Balance: Payable within 2 weeks.
This plan is excellent for seasoned investors who want to close quickly and secure their property without waiting. Paying upfront also means you avoid long-term financing and benefit from immediate ownership.
Benefits of the Cash Plan:
- Fast and hassle-free ownership.
- Ideal for investors who want to flip or rent the property immediately.
- No long-term financial commitment or interest costs.
Mortgage Plan – Finance Through Banks
For those who prefer financing their purchase with professional support, Capital Heights also offers a mortgage payment option:
- Deposit: 20% upfront within 7 days.
- Balance: Financed through a mortgage after completion.
This plan allows buyers to leverage bank financing while securing their apartment today. It’s especially appealing for young professionals or families who prefer long-term financing with manageable monthly installments, typically spread over several years.
Benefits of the Mortgage Plan:
- Lower initial capital requirement after the deposit.
- Long-term, predictable monthly payments.
- Opportunity to own a premium property without waiting to save the full amount.
Why Flexible Payment Plans Matter
Capital Heights understands that every buyer’s financial journey is unique. Offering multiple payment options means:
- Accessibility: Different financial capacities can be accommodated.
- Investment Confidence: Buyers can secure their dream unit without stress.
- Market Advantage: As prices appreciate, buyers who enter early benefit more.
With Nairobi’s real estate market growing rapidly, developers that offer flexible payment terms stand out — and Capital Heights is leading in this regard.
Choosing the Best Plan for You
When selecting your plan, consider the following:
- Installments work best if you want gradual payments while securing your unit.
- Cash is the best if you want immediate ownership and the fastest process.
- Mortgage is ideal if you want long-term financing with bank support.
So, does Capital Heights offer flexible payment plans? it offers three well-structured options: installments, cash, and mortgage financing. With just a 20% deposit, you can secure your dream apartment and pay the balance in a way that suits your financial comfort.
Whether you’re an investor looking for quick ownership, a family seeking gradual payments, or a professional planning to use mortgage financing, Capital Heights provides a solution that makes premium property ownership within reach.